Planning for your retirement is important. Not just in an ‘I must make a plan one day’ type way, but in an ‘I must make sure I have enough money to live comfortably and do the things I want to do when I retire’ type way. To achieve the latter takes planning and it’s never too early to start.
The earlier you start retirement planning the better, as this will allow your wealth to accumulate over time.
Small investments today will make a big difference later.
That being said, it is never too late to invest in retirement planning advice either. Some interesting retirement facts:
Retirement planning is a broad umbrella covering a range of topics including superannuation, pensions, Centrelink, insurance, estate planning and looking after you and your family when you stop working. Plan for your retirement now, build your wealth, diversify your income streams and enjoy the benefits when you need them most.
For professional retirement planning advice in Cairns, contact SMSF Strategic Advisors on (07) 4225 5428 or email firstname.lastname@example.org
Today's Profits, Tommorow's Freedom. Are you a small business owner who wonders how are you ever going to be able to retire? Have you come to realise that if things do not change you will not be able to afford a comfortable retirement?
What sets us apart, is our desire to put your needs before our own. We listen to your individual concerns and tailor our advice to provide you with peace of mind and a personalised plan. Our experienced financial planner is confident and conservative in providing you with the best advice, which is both affordable and tailored to your personal circumstances and needs. Our initial appointment fee is $330 (inclusive GST) for an hour and half appointment. Following the meeting you will be emailed a comprehensive summary of the issues discussed. Our normal hourly rate is $440 for any additional consulting work.
We’d been looking for someone knowledgeable and trustworthy to give our finances a financial health check. Our search led us to Rita. We couldn’t have been happier. Rita’s passion, knowledge, genuine interest and attention to detail not only put us at ease, but also opened our eyes to areas where we needed to improve. She pointed us in the right direction and equipped us with strategies to grow our wealth and plan for retirement. As if that wasn't enough, she also reviewed our insurances and pointed out how we were inadequately covered and updated all our covers. Things we rarely think of in our busy lives. We cannot thank Rita enough for all her assistance. We haven’t hesitated recommending Rita to family and friends because we know they will be well looked after.
Sharmila & Rahul Reddy
Rita’s service is thorough and personalised. She leaves no stone-unturned – and discovered several ways for us to save money rapidly, without sacrificing our lifestyle. Would I recommend Rita? Absolutely!
Mark and Belinda Allen
Our first meeting with Rita was held a few days before Christmas. We were meeting with our bank manager to discuss some business restructuring options prior to my father-in-law leaving for overseas in the next few days. As our bank manager recommended Rita, we phoned her during the meeting to see if we could arrange an appointment. As I explained that we were trying to make some major decisions about our business and our self-managed super fund, Rita dropped what she was doing and came around to our home immediately to join our meeting. She asked very intuitive questions and listened intently before she gave some sound, direct advice that has helped our family know we could move forward financially and restructure the business to provide peace of mind to both sides of the family. From day one Rita’s enthusiasm, thoroughness, sound advice and absolute dedication to do her best for us has been undoubtably evident. We are very fortunate to have her as our financial planner and now our friend.
Jane Mitchell - Nordig NQ Pty Ltd
Having been self-employed for the majority of my working life I have always been very focused on my business, but never seemed to find the time to plan for retirement. An opportunity came up to purchase the office I was renting, and I looked into buying it through a SMSF. After some research it seemed far too complicated and I had almost given up when I found Rita. From the first meeting it was very evident Rita had all the answers. I needed to set up a SMSF and borrow to purchase the office, and with a positive and proactive approach Rita made the whole process easy. Thank you Rita – rather than paying rent each month I am now getting one step closer to retirement.
David Jaunzems - Cairns Beaches Realty
I refer clients to Rita because she is very genuine, and she will tell clients what they need to hear, not necessarily what they want to hear. Rita has a huge amount of experience in business, accounting and investing. She not only talks the talk she walks the walk.
Greg Stanton - Principal Barrier Reef Accounting
Rita, the “nine year” plan we undertook when you first set up our SMSF is now completed. As of October 2018, our pension/SMSF is totally tax free to the kids. Thanks!
Patsy Bilic - Silkwood
Our accounting practice communicates with clients regarding their superannuation and retirement goals. We are also often asked about borrowing through self-managed super funds, or we may identify planning opportunities for clients using their super. Whilst we can identify these issues or opportunities exist, we do not have the expertise to advise or deliver outcomes. That’s where Rita comes in. Having worked with Rita for many years, we are always confident to recommend her services. She works closely with us and provides thorough and practical advice to our clients. This strengthens our client relationships because they are getting results.
Miriam Eagle FCPA - Partner – Eagle Accounting, Cairns